It is widely accepted that mental health issues such as depression and anxiety can lead to physical ailments. However, did you know that financial issues can also contribute to chronic pain? While no clear-cut causal relationship exists between money matters and physical discomfort, research suggests the two are linked in complex ways. Read on for an overview of how financial issues can lead to chronic pain and potential symptoms.
How Can Financial Problems and Stressors Lead to Chronic Pain
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High Levels of Stress
When people are stressed out or worried about money, their bodies can react physically. Studies have shown that financial stress can cause increases in cortisol (a hormone linked to stress) and lower endorphins (chemicals released by the brain that provide natural pain relief). Over time, this combination of heightened stress hormones and lack of natural pain relief can lead to chronic musculoskeletal pain.
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The financial strain on Healthcare
When living with financial hardship, they often cannot afford adequate healthcare or medications for existing conditions. Without proper medical treatment for existing issues such as arthritis or fibromyalgia, a person’s condition may worsen over time, leading to greater physical discomfort.
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Lack of Sleep
Sleep is essential for allowing the body to rest and heal, but when dealing with financial issues, they may struggle to get a good night’s rest. Poor sleep has been linked to chronic pain, as without proper rest, the body cannot adequately repair itself and maintain healthy muscle function.
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Poor Diet
When money is tight, people are more likely to purchase cheap, processed foods that are low in essential nutrients for muscle health. Over time, this lack of nutrition can lead to muscle tissue breakdown and joint inflammation, resulting in chronic pain. Also, skipping meals can put people at higher risk of chronic pain as their bodies do not receive the appropriate nutrients to keep their muscles and joints healthy.
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Lack of Exercise
When dealing with financial issues, people often cannot afford gym memberships or fitness classes that provide a structured workout routine for muscle maintenance. Additionally, if someone is already dealing with chronic pain, the discomfort may make it difficult to find the motivation to stay active. Over time this lack of exercise can lead to further muscle deterioration and increased chronic pain levels.
Ways You Can Avoid Financial Problems, How to Handle Money Better
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Make a Budget
Creating a budget can help you stay aware of your income and expenses so that you have control over your finances. It’s essential to track what is coming in and where it is going. When making a budget, including regular payments such as rent or mortgage, utilities, food, gas, and car expenses.
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Have an Emergency Fund
Having a financial cushion for unexpected bills or expenses is always wise. Set aside money each month in case something comes up that needs to be paid for immediately. This will prevent the need to take on debt or make difficult choices when paying essential bills if an emergency occurs.
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Get Financial Coaching
Sometimes it’s helpful to have an outside perspective on managing money. Financial coaches are adept professionals with considerable knowledge and expertise, helping you make more informed financial decisions. They can also guide how to track and manage to spend and help create a plan to achieve financial goals such as debt repayment or retirement savings.
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Spend Wisely
Be sure to think before every purchase, whether it’s a big item such as a car or small everyday expenditures like coffee and snacks from the store. Consider if it is necessary and if more affordable alternatives can provide similar satisfaction without breaking the bank.
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Stay Organized
Managing your finances doesn’t have to be difficult or time-consuming. Staying organized is key to ensuring everything remains in order and that all bills are paid on time. Create folders for each account, track recurring expenses, and set up reminders for upcoming payments. This will help you stay on top of your finances and avoid unnecessary late fees or penalties.
Taking proactive steps to handle money better can reduce the risk of financial problems leading to chronic pain issues. Make sure to create a budget, have an emergency fund, learn when it’s best not to spend money, think before making purchases and stay organized with your finances. With some good financial management practices, you can ensure that your physical and financial health remains strong.
Article by Brittany Cotton
Published by International Pain Foundation, iPain Blog, Team iPain
